I failed my No Spend January challenge. But now with the boyfriend gone, and hardly any friends in this country, I can only really inconvenience myself by saving. That means no guilt. Yay! So let's try again, this time using a hybrid of two challenges, Frugal February, and Low Spend February.
Frugal February challenge rules:
I vow, for one month from 4th Feb, to avoid shopping for anything other than essentials.
Details of Low Spend February:
Financial Goal
Triple this month's student loan payment ($516 CAD)
How will you achieve your goal this month?
See my vow above.
How will you allot your spending this month?
At the beginning of the month I am going to put 100 000 won in each envelope. At the beginning of each week, one envelope is unlocked. I am only allowed to spend the contents of the unlocked envelopes. I hope to spend less than a quarter of that on groceries. Bills don't count. My best friend is coming here to visit me at the end of the month so I better be saving the money from the first three weeks to be able to show her Korea in my last week!
I will track my purchases.
Put it in a really neet pie chart and paste it into my blog. Maybe I'll throw in some shiny bar graphs too.
Exemptions.
All challenges will begin after my Hong Kong Trip (Feb 4th). Frugal February will end Feb 25th (A dear friend from out of the country is coming to visit me!)
At the beginning of the month I am going to put 100 000 won in each envelope. At the beginning of each week, one envelope is unlocked. I am only allowed to spend the contents of the unlocked envelopes. I hope to spend less than a quarter of that on groceries. Bills don't count. My best friend is coming here to visit me at the end of the month so I better be saving the money from the first three weeks to be able to show her Korea in my last week!
I will track my purchases.
Put it in a really neet pie chart and paste it into my blog. Maybe I'll throw in some shiny bar graphs too.
Exemptions.
All challenges will begin after my Hong Kong Trip (Feb 4th). Frugal February will end Feb 25th (A dear friend from out of the country is coming to visit me!)
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