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Showing posts with label challenge progress: february. Show all posts
Showing posts with label challenge progress: february. Show all posts

Feb Challenge Update #4



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Basic Rules
1. Don't unnecessarily spend.
2. I have 163 580 won this week to spend. ($144.52 CAD) Bills excluded in this. 
3. Triple student loan payment this month (I ended up Octupling it!)
4. More information here

Feb Challenge Update #3



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Basic Rules
1. Don't unnecessarily spend.
2. I have 147 580 won this week to spend. ($130.52 CAD) Bills excluded in this. 
3. Triple student loan payment this month (I ended up Octupling it!)
4. More information here



Feb Challenge Update #2b - changes made!



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I'm not happy, so I'm going to make some changes.

Remember how I said I've give myself a 400 000 won allowance this month?  I confess, I set the bar way too high. I'm the kind of girl that would regularly blow
1 500 000 won a month. Even splitting that in half would be a huge feat for me. I shouldn't tighten the belt too too much. Yet. A karate guy doesn't start out by chopping pieces of wood in half, right?

I should take, as that Ramsey guy recommends, baby steps.

Feb Challenge Update #2



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So far, so good.

Here's a chart of my expenses excluding student loans, heating bills, and my child sponsorship from World vision.

I did quite a few things to save those extra couple bucks. For example, up until Friday, I walked everywhere. I had the option of taking the bus, but I'd leave 45 minutes earlier for a very cold stroll. On Thursday, my friend invited me to a French buffet - including all you can eat wine and cheese. Cheese. All you can eat cheese (a rarity in this country. I thought about it for a good four hours before finally saying no.

I gave myself a 100 000 won allowance, but the final total became 65 580 won.

My co-teacher failed to tell me that school would not be serving lunch on one of the days, and since I didn't pack a lunch, I had pizza with my fellow co-teachers.

Feb Challenge Update #1



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Basic Rules
1. Don't unnecessarily spend.
2. I have 100 000 won a week to spend. ($90 CAD)
3. Triple student loan payment this month

Frugal February / Low Spend February



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I failed my No Spend January challenge. But now with the boyfriend gone, and hardly any friends in this country, I can only really inconvenience myself by saving. That means no guilt. Yay!  So let's try again, this time using a hybrid of two challenges, Frugal February, and Low Spend February.

Frugal February challenge rules:
I vow, for one month from 4th Feb, to avoid shopping for anything other than essentials. 
Details of Low Spend February: 

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